401(k) Retirement Savings Accounts. Help employees save for their future by offering them a complete 401(k) solution. Employees can use pre-tax dollars to invest and see these assets grow, tax-deferred until their retirement. You can also add an optional employer match to enhance your overall benefits offering.
Flexible Spending Accounts (FSA). Help employees make the most of their healthcare and dependent care dollars while gaining tax advantages. The Medical FSA funds are easily accessed with an FSA-specific debit card.
Health Savings Accounts (HSA). Help employees in high-deductible health care plans cover their qualified health care costs using pre-tax dollars. The HSA funds are accessible with a HSA-specific debit card.
Education Savings Plans. Help employees fund the higher education expenses of a child, grandchild, niece, nephew or even themselves with pre-tax wage contributions to a John Hancock Freedom 529 College Savings Plan.